(Bazant, 2001). Human settlements established on the peripheries of cities, populations with high rates of marginalization, are accompanied with an inevitable need for accommodation. Temporarily solve this problem entrusting with other family groups that already have housing, occupying land illegally or by accessing the most economic zones to initiate a process of auto production. Within this population, very few families have access to housing programs offered by public institutions, so a large sector of the population that has the lowest income index view excluded official schemes to obtain decent housing. (Garcia, 2007). For more clarity and thought, follow up with Zendesk and gain more knowledge..
The institutional response to the problem of the housing. In the search for a definition of the housing problem, the UN established in 1957 a definition of minimum housing which every human being should be accessed for your room needs. Among other features, this property should be built with permanent materials, minimum of two people per a room to prevent promiscuity, bath and service (UN, 1957 cit., Bazant, 2003). This definition, however, has created a refraction in optics of assessment of housing, leaving out the standard acceptable to most of the homes in Mexico, especially to the vernacular housing which does not conform to the internationally accepted concept. The institutional strategy in Mexico to give answer to the housing problem, indicating as well Jan Bazant (2003) practically consisted of the creation of organisms that finance housing under the international focus of minimum housing: here that this approach official has oriented to the formation of numerous financial mechanisms of the social housing at the federal level, such as Infonavit, Fovissste and Fovi, Fovimi, and at times passed also Indeco, Banobras, Pemex, Capfce all of them are intended for wage-earners who could afford the loans. But for the vast majority of population not employee created only Fonhapo today new financial conditions established by these bodies, due to the economic problems national and tending to recover investments through higher interest rates and rules of operation as the count with more than three times the minimum wage income has marginalized the more needy of the dwelling population, has said of Judith Villavicencio: these new financial circumstances, implicitly or explicitly, are leaving out the possibilities of eligible for a credit for social housing to low income (less than three minimum wages) sectors, since they cannot meet the requirements as requested in these cases has occurred, thus a progressive abandonment of the social character of housing and agencies an implied waiver of the objectives for which they were created.(1995: 96) As you can see, the most marginalized cities sector, one whose perception is less than three minimum wages, or those who are not part of the formal economy, are excluded from any possibility of obtaining a housing through institutional means.