What is to make sure foreign health insurance travel time is daylight saving time. Many tourists have packed their bags. But have you also thought of a foreign health insurance coverage? As communicated by the Internet portal ab-in-den-urlaub.de, is therefore indispensable, since it assumes the costs of a sick return. This is no health insurance. Also if you are travelling within Europe, for example in the Balearic Islands or Sicily, must engage in their own pockets for some medical treatment costs and emergency operations.
Here, consumers on the exact terms and conditions should be. According to calculations of the Stiftung Warentest, a foreign health insurance costs are so low, that it is not worth to make a deductible. Long-distance travellers who spend their holidays in the United States, for example, in South Africa or on Ko Samui, are not protected by their health insurance. When an accident or an illness can costs then quickly, which go into the thousands of euros. Also should be in the contract on the terms and conditions of the Repatriation be taken into account: the policies differ in terms of medical necessity or a sensible and reasonable return.
Therefore insurance companies that assume the costs of repatriation, if the hospital stay was longer than two weeks are recommended. An additional travel health insurance can be useful also for a private insurance patients. This particularly applies to insured persons who are insured only in the basic protection or if the return costs are not covered by the private fund. In the insurance case, the possibility of contribution refund is given. Pregnant women should be aware that her pregnancy many insurance companies considered to be disease, for they do not come up in case of damage. Some companies offer contracts that take over the costs of unforeseen complications and the newborn.