INVESTMENT: How is the performance of the investments? Michael Schroeder: Our participation offer is comparable in terms of performance with other asset classes. At SchroederLombard one is subject to no significant market fluctuations, known for example from ship investments. The investor pays the sum of his participation and receives fixed payments in the amount this of 7% p.a., each twice a year transferred to him. Lombardium achieved high interest surpluses, which ensure that the payouts to investors on schedule, much like at a time deposit at a Bank, provided by the mortgage loans further from the investor’s funds. Check out for additional information. The investors no investment is offered thus, which is subject to, but rather a fluctuating market values participation, that is secured by real values, such as jewelry, watches and art objects. INVESTMENT: How is the crisis hedge of the investment guaranteed? Michael Schroeder: Lombard houses are also or just in Times of crisis economically highly successful companies.

Then, when it is increasingly difficult for individuals or business people, flexible banks loans granted just to get just these customers increasingly rely on the short-term and unbureaucratic, granted against valuables liquidity of Lombard houses. Offering participation SchroederLombard distinguishes itself but also by numerous other security components, that make it a safe and stable investment in a crisis. To represent the real valuables, facing a real asset to the investor’s funds. These value objects for the Lombardium ranging from mortgage loans, are evaluated by experienced internal and external assessors. The loan amounts granted Lombardium the consignors of the pawns, is on average only 20% to 40% of the respective fair market values.

Thus the value of these items is issued for them significantly higher than the credit, will. The mortgage lending business in Germany is subject to strict regulations. The term of the mortgage loans is usually 3 to 4 months. After this period are over 90% of the loans properly back and thrown the valuables.